In past years, I would use my blog to share my choice of income tax software and the reasons why. In the present day of income tax season in the year 2024, I find I cannot use any of the government’s recommended income tax preparation software for reasons that are both philosophical and of personal privacy and liability concerns.
I will start with the fact that my income tax is, or should be, a simple affair. I earn an income, and must pay the provincial and federal government taxes based on the tax bracket of my annual earned income less any deductions that are allowed. The taxes I owe the government are an affair between me and my government; there should be no reason for a third party to be involved. If I am owed money from the government, that means I have overpaid on my taxes and have given the government an interest free loan over the past year; if I owe the government money, it means I have underpaid my taxes and enjoyed an interest free loan. It seems to me our society has been brainwashed into believing that getting a return is the optimal outcome in this affair, though I also believe this is a sales and marketing tactic by companies that provide apps, software, and services to sell to those people who have a poor relationship with and a poor understanding of their own finances. Whatever the case may be, it’s our government who sets out the rules on how these taxes are to be calculated, and so the burden of responsibility is on them to provide me with whatever tools I need in order to calculate my tax burden. I should not have to pay or turn my information over to any third party in this.